As the year approaches its final weeks, there is no better time to ensure that you’re making the most of your year-end dental benefits in Jonesboro, AR. Many patients don’t realize until it’s too late that coverage resets on January 1st and just how much money-saving coverage they’re losing.
The good news is that, with a little planning, you can significantly reduce out-of-pocket costs on vital preventive and restorative dental treatments. Working closely with your dentist to plan your dental treatments around insurance cycles is the best way to ensure you maximize your benefits before they disappear.
How Year-End Treatment Planning Works
Since many dental benefits expire on December 31st, the earlier you plan, the more value you gain. A smart approach to maximizing year-end dental benefits begins with timing. Start by reviewing your insurance information in November to confirm how much of your annual maximum or deductible remains. Early December is ideal for deciding which treatments to complete before the holidays and scheduling your year-end appointment before dental offices’ calendars fill up.
How to Prioritize Your Treatments
There are a couple of rules of thumb to consider when planning year-end dental care. First, start with preventive care, like cleanings, exams, and x-rays, which are often fully covered and help prevent bigger issues in the future. Next, address basic restorative needs, such as fillings or minor repairs.
If Dr. Lauren Harmon-Grantham has recommended a more complex procedure, such as a dental crown or bridge, you can usually begin the first phase now and complete the final appointment early next year, spreading your benefits over two cycles and reducing your overall cost.
Communication Makes All the Difference
Your dental team is your best resource. When you call, ask helpful questions such as:
- How much of my benefit remains?
- Has my deductible been met for this year?
- Will this treatment be billed in 2024 or 2025?
Knowing what you need to know and engaging in clear communication with your dentist ensures you understand which procedures make financial sense now versus next year.
Personalized Year-End Dental Care in Jonesboro, AR
If you’re in Jonesboro and want to learn more about maximizing year-end benefits and planning your dental treatments, contact Dr. Lauren Harmon-Grantham and the caring Dental Solutions team to schedule a consultation!